Medicare is a federal health insurance program for individuals 65 or older, although it covers certain younger people with disabilities and special health conditions.

Medicare Supplement Insurance is a private health insurance that helps cover out-of-pocket costs not paid by Medicare.  Medigap plans range from A - N offering varying levels of coverage.

Medicare Advantage is a private health insurance alternative to original Medicare that often includes extra benefits like drug coverage and dental care.  These plans have different costs and provider networks than traditional Medicare.

The Affordable Care Act or Obama Care is a comprehensive marketplace of health insurance plans often subsidized based on income qualifications. 

Disability insurance provides income protection for individuals who become unable to work due to illness or injury. It provides monthly financial support to help cover living expenses and financial stability during your recovery. 

Hospital Indemnity insurance pays a cash benefits directly to policyholders for each day they are hospitalized. The support helps cover deductibles, copays, and everyday bills easing the financial burden of your hospital stay.

Recovery Care insurance supports individuals during their recovery from an illness, surgery or injury.  It provides benefits for services such as homecare, rehab therapy and post-hospitalization needs. 

Critical Illness insurance provides a lump-sum cash payment upon diagnosis of a covered critical illness such as cancer, heart attack or stroke. 

Homecare insurance benefits pay for medically necessary in-home care that is prescribed as necessary by a physician.  

Dental insurance provides coverage for oral care. It provides coverage for services, including routine check-ups, x-rays and complex procedures.  

Vision insurance provides coverage for eye care.  It provides coverage for services, including routine exams, glasses,  contacts and procedures.  

A temporary life insurance policy that provides coverage for a specific period (term). It offers a death benefit to beneficiaries if you die during the term, but has no cash value component. Typically the most affordable life insurance option with higher coverage amounts for lower premiums.

A permanent life insurance policy that covers you for your entire life. It includes both a death benefit and a cash value component that grows at a guaranteed rate. Premiums remain level throughout the policy, and the cash value can be borrowed against or withdrawn. Generally more expensive than term life.

A permanent life insurance policy with flexible premiums and a cash value component that grows based on the performance of a market index (like the S&P 500). It typically has a floor (minimum guaranteed return) and a cap (maximum possible return). Offers some protection against market downturns.

A specialized type of term life insurance designed to pay off your mortgage balance if you die during the term. The death benefit typically decreases over time to match your declining mortgage balance. Provides peace of mind that your family can keep the home if you pass away.

A smaller whole life insurance policy specifically designed to cover end-of-life costs like funeral expenses, medical bills or anything else. These policies typically have lower coverage amounts ($5,000-$50,000), simplified underwriting, and may be good for seniors with health issues.

Financial products that provide regular income payments, often used for retirement planning. You make a lump sum payment or series of payments to an insurance company, which then pays you back over time. These offer tax-deferred growth and can provide guaranteed lifetime income.